When it comes to life insurance, I prefer to educate people so they can make sound decisions for themselves and their families. Rather than getting the most insurance you can afford, it is usually wise to analyze needs and timelines, as well as other financial goals, then insure appropriately.
As a broker, I represent a variety of different life carriers in order to meet the specific and individual needs of today's clients. We often have more unique solutions and better rates than those you can find on the internet, with the advantage of working with a live person. We can also usually save you money if you are currently insured through the same company where you buy your homeowner’s and auto insurance.
We offer best-rate solutions including Term, Return of Premium, and Quality of Life insurance, as well as permanent insurance when and if it’s appropriate. We offer solutions for:
- Estate planning
- Pension maximization
- Older-age clients
- New families
- Cancer-survivors, diabetics, and other less-than-healthy clients
- Tobacco users
Contact me today to learn more about Life Insurance options.